Many college students start receiving credit card applications as early as freshman year – and as time goes on and graduation approaches, you might even start to ask yourself, “Should I get one?”

So you've graduated college, landed a job, and all is well – until you get a notice that your first student loan payment is due. Take a deep breath! With so many repayment options, it can feel overwhelming and hard to know which one is best for you.

If you’re the parent of a recent high school graduate and soon-to-be college student, you’re probably thinking of all of the ways you can prepare your child before they take flight from the nest. 

So, you’re a recent graduate? Congratulations! Now that the caps have been thrown and you’ve received that degree, you’re one step closer to real adulthood. Among the many new responsibilities you’ll have coming your way as an adult, is beginning to pay off your student loans.

If you have a student heading off to college, they’ve probably got visions of freedom and the good times to come, floating around in their head.

With the FAFSA (Free Application for Federal Student Aid) deadline fast approaching, student loans are on the minds of many parents and students preparing for their first year of college.

It’s September and for many parents, that means it’s time to send the kids off to college. And while getting a college education seems more important than ever, tuition and student loans can weigh heavily.

College is over and your student loan repayments are finally becoming a reality. For many who are straight out of school and unemployed, this is an intimidating situation – but it doesn't have to be.

If you are a college student, you are probably focusing on getting an education rather than saving for your financial future. However, it is important that you take control of your finances now to avoid problems later.

Ah, Spring Break. The phrase brings to mind thoughts of the beach, late nights, friends, and way too much sun exposure! The winters are long and cold in Upstate NY.

Financial responsibility doesn't come naturally. It's something that has to be learned, or even better, taught from a young age. Luckily, there is a lot you can do to help set your children up for long-term financial success – and North Country Savings Bank is here to help!

So you've graduated college, landed a job, and all is well – until you get a notice that your first student loan payment is due. Take a deep breath! With so many repayment options, it can feel overwhelming and hard to know which one is best for you.