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Gone are the days of writing checks and carrying cash to make everyday purchases. Debit Cards are convenient, easy to use and are accepted by most merchants. All North Country Savings Bank checking accounts include a MasterMoney Debit Card with an EMV chip.
North Country Savings Bank's MasterMoney Debit Card is equipped with an EMV Chip, which is a safer, more secure payment…
Mobile check deposit / Remote deposit capture
Deposit checks via the NCSB mobile app
Quick, easy and secure
Avoid trips to the branch or ATM
Email confirmations when your check is received and when it is approved/denied
How to use Remote Deposit Capture
Sign in to the North Country Savings Bank app
Click on the 3 bars at the top of the screen
Select deposit a check…
Checking and Savings Accounts
Type of Account
Minimum Balance to Obtain APY**
Minimum Opening Deposit
Interest Rate*
APY**
Notes
FREE Business Interest Checking
$25.00
$150.00
0.01%
0.01%
NCSB Effortless Checking Account (Basic Banking Account)
$0.00
$25.00
N/A
N/A
…
North Country Savings Bank understands the importance of community and local businesses. After all, we are a local business ourselves. We have been investing in the North Country for more than 100 years, and have helped countless local businesses achieve their goals.
We invite you to explore all our business banking services - whether you are looking to build a new business, purchase equipment…
Although the winter season tends to linger in the North Country, we embrace the cool temperatures and look forward to longer sunshine-filled days. As residents of the North Country, our team at North Country Savings Bank takes pride in what our region has to offer in every season. Whether you're looking for an outdoor adventure or want to discover something new-to-you in your neighborhood, make…
North Country Savings Bank (NCSB) Training and Employee Benefits Manager Phyllis Howard of Canton, N.Y. proudly supports her community and her NCSB customers, along with her fellow employees. As a dedicated employee and a longtime board member of the Canton Chamber of Commerce, Howard pursues her love of helping people both personally and professionally.
A 31-year employee of NCSB, Howard has…
Celebrate sunny days and warmer nights by exploring close to home in the North Country this summer. Whether you're browsing the vendor booths at a local farmers' market, hiking along tree-lined trails, or hitting the perfect shot on the green, get ready for an unforgettable season. How will you spend your summer in the North Country?
Paddling
Dip your paddle into one of the many streams,…
North Country Savings Bank (NCSB) Loan Originator Jenny (Mott) Bradish of Lake Clear, N.Y. works with local residents and new community members to find their dream homes in the North Country. Born and raised in the North Country, she values helping people create a life in an area that means so much to her.
Jenny has been with NCSB for four years, when she started as a teller in the Potsdam…
Winter in the North County is one of our favorite seasons, a time when falling snow means new adventures, and hot cocoa is an everyday kind of treat. This winter, we're looking forward to getting back out on our skis, and the return of our favorite annual festivals like the Saranac Lake Winter Carnival. How will you spend your winter in the North Country?
Ice Castles & the Return…
During tough economic times, saving money is even more important, although it can seem difficult. Here are some ideas to help you and your family curb spending and save for a rainy day.
Start small
If you start automatically putting a small amount from each paycheck into a savings account, it will add up. Once you start saving, you may realize that you can even put away more each month. It…