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CD Specials

CD Specials

  • 7-month Relationship, 4.15% Interest Rate, 4.23% APY* Certificate of Deposit

To show we appreciate our customers, we're offering this great rate to those with a Rewards Checking and Savings Account. 

Interest is compounded monthly and credited at month-end and at maturity. Account holders receive a quarterly statement on this account.

 

*You must maintain both a Rewards Checking Account and a Rewards Savings Account relationship with the North Country Savings Bank to open this account. A daily balance method will be used to calculate interest on each of these accounts, and a daily periodic rate will be applied to the principal. You must deposit $1,000.00 to open an account and you must maintain a minimum balance of $500.00 in the account to obtain the disclosed annual percentage yield (APY). If you withdraw any of the principal before the maturity date, we may impose a penalty of ninety days simple interest at the rate in effect on the account. Interest earned within a term may be withdrawn, but withdrawal will reduce earning. Fees could reduce earnings. APYs are effective Feb 5th, 2025.

Contact Your Local Banker To Sign Up

 

  • 7-month, 4.00% Interest Rate, 4.07% APY* Certificate of Deposit

For those without a Rewards Checking & Savings Account, we still offer a great 7-month CD option.

Interest is compounded monthly and credited at month-end and at maturity. Account holders receive a quarterly statement on this account.

 

*A daily balance method will be used to calculate interest on each of these accounts, and a daily periodic rate will be applied to the principal. You must deposit $1,000.00 to open an account and you must maintain a minimum balance of $500.00 in the account to obtain the disclosed annual percentage yield (APY). If you withdraw any of the principal before the maturity date, we may impose a penalty of ninety days simple interest at the rate in effect on the account. Interest earned within a term may be withdrawn, but withdrawal will reduce earning. Fees could reduce earnings. APYs are effective Feb 5th, 2025.

 

Contact Your Local Banker To Sign Up

 

  • 13-month,  3.50% Interest Rate, 3.56% APY* Certificate of Deposit 

Beat unpredictability with a long-term Fixed Rate CD.

Interest is compounded monthly and credited at month-end and at maturity. Account holders receive a quarterly statement on this account.

 

*A daily balance method will be used to calculate interest on each of these accounts, and a daily periodic rate will be applied to the principal. You must deposit $1,000.00 to open an account and you must maintain a minimum balance of $500.00 in the account to obtain the disclosed annual percentage yield (APY). If you withdraw any of the principal before the maturity date, we may impose a penalty of one-hundred eighty days simple interest at the rate in effect on the account. Interest earned within a term may be withdrawn, but withdrawal will reduce earning. Fees could reduce earnings. APYs are effective Feb 5th, 2025.

 

Contact Your Local Banker To Sign Up