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13-Month CD

13-Month CD Special*

A 13-month, 3.50% Interest Rate, 3.56% APY Certificate of Deposit 

Beat unpredictability with a long-term Fixed Rate CD. Interest is compounded monthly and credited at month-end and at maturity. Account holders receive a quarterly statement on this account.

 

Contact Your Local Banker To Sign Up

 

*A daily balance method will be used to calculate interest on the account, and a daily periodic rate will be applied to the principal. You must deposit $1,000.00 to open this account and you must maintain a minimum balance of $500.00 in the account to obtain the disclosed annual percentage yield (APY). If you withdraw any of the principal before the maturity date, we may impose a penalty of one-hundred and eighty days simple interest at the rate in effect on the account. Interest earned within a term may be withdrawn, but withdrawal will reduce earning. Fees could reduce earnings. There is a limit of $250,000.00 deposited per tax owner for this product. APY is effective March 11th, 2025.

 

 

Maria Peacock

Maria Peacock

Potsdam, NY Branch

Relationship Banker

Cody-Hazelton

Cody Hazelton

Canton, NY Branch

Relationship Banker

Allyson Reome

Allyson Reome

Malone, NY Branch

Relationship Banker

Autumn Moore

Autumn Moore

Ogdensburg, NY Branch

Relationship Banker