CD Specials

CD Specials

  • 7-month Relationship, 4.15% Interest Rate, 4.23% APY* Certificate of Deposit

To show we appreciate our customers, we're offering this great rate to those with a Rewards Checking and Savings Account. 

Interest is compounded monthly and credited at month-end and at maturity. Account holders receive a quarterly statement on this account.

 

*You must maintain both a Rewards Checking Account and a Rewards Savings Account relationship with the North Country Savings Bank to open this account. A daily balance method will be used to calculate interest on each of these accounts, and a daily periodic rate will be applied to the principal. You must deposit $1,000.00 to open an account and you must maintain a minimum balance of $500.00 in the account to obtain the disclosed annual percentage yield (APY). If you withdraw any of the principal before the maturity date, we may impose a penalty of ninety days simple interest at the rate in effect on the account. Interest earned within a term may be withdrawn, but withdrawal will reduce earning. Fees could reduce earnings. APYs are effective March 11th, 2025.

Contact Your Local Banker To Sign Up  OR  OPEN ACCOUNT ONLINE

 

  • 7-month, 3.75% Interest Rate, 3.82% APY* Certificate of Deposit

For those without a Rewards Checking & Savings Account, we still offer a great 7-month CD option.

Interest is compounded monthly and credited at month-end and at maturity. Account holders receive a quarterly statement on this account.

 

*A daily balance method will be used to calculate interest on each of these accounts, and a daily periodic rate will be applied to the principal. You must deposit $1,000.00 to open an account and you must maintain a minimum balance of $500.00 in the account to obtain the disclosed annual percentage yield (APY). If you withdraw any of the principal before the maturity date, we may impose a penalty of ninety days simple interest at the rate in effect on the account. Interest earned within a term may be withdrawn, but withdrawal will reduce earning. Fees could reduce earnings. APYs are effective March 11th, 2025.

 

Contact Your Local Banker To Sign Up  OR  OPEN ACCOUNT ONLINE

 

  • 13-month,  3.50% Interest Rate, 3.56% APY* Certificate of Deposit 

Beat unpredictability with a long-term Fixed Rate CD.

Interest is compounded monthly and credited at month-end and at maturity. Account holders receive a quarterly statement on this account.

 

*A daily balance method will be used to calculate interest on each of these accounts, and a daily periodic rate will be applied to the principal. You must deposit $1,000.00 to open an account and you must maintain a minimum balance of $500.00 in the account to obtain the disclosed annual percentage yield (APY). If you withdraw any of the principal before the maturity date, we may impose a penalty of one-hundred eighty days simple interest at the rate in effect on the account. Interest earned within a term may be withdrawn, but withdrawal will reduce earning. Fees could reduce earnings. APYs are effective March 11th, 2025.

 

Contact Your Local Banker To Sign Up  OR  OPEN ACCOUNT ONLINE

 

For the full list of our CD Special Offerings, talk to your local banker.